ilmscore | Student Loan Repayment Predictions
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Student Loan Repayment

Topic
N/A
Accuracy

Recent Predictions

Total: 8
Correct: 1
Incorrect: 1
Pending: 6
Unrated: 0
Prediction
Author
Predicted at
Status
Video
Student loan payments are expected to resume in June, with a new semester starting in August, indicating a near-term repayment timeline after a period of deferral or missed payments.
"So, remember, wait, remember when I told you I failed my first semester or something? Um, they made ..."
Caleb Hammer Caleb Hammer
Nov 21, 2025
Incorrect
This Has Never Happe...
A prediction that paying off student loans at a rate of $250 per month will take approximately 10 years.
"The payment's going to be about if you want to get it paid in about 10 years, 250 bucks a month adde..."
Caleb Hammer Caleb Hammer
Sep 22, 2025
Pending
Financial Audit's Fi...
Returning to school to defer student loan payments is discouraged due to the increasing debt and potentially less forgiving loan terms, especially after having already re-enrolled once without completing the program.
"So, you're going to balloon your debt even more and then always defer it by going back to school end..."
Caleb Hammer Caleb Hammer
Sep 19, 2025
Correct
The Most Insane Debt...
The speaker is critical of using returning to school as a way to avoid a $100 student loan payment, labeling it lazy behavior and urging the individual to focus on earning money and starting a career, especially given their impending parenthood.
"So, we're going to skin of our teeth it for a little bit longer and hopefully get somewhere eventual..."
Caleb Hammer Caleb Hammer
Sep 19, 2025
Pending
The Most Insane Debt...
The speaker predicts that student loan payments of $9,935 will soon become due, and while income-based repayment may lower monthly payments to around $50-$150, the individual will eventually have to pay back the debt taken out for cosmetology school.
"Payments are becoming due soon. And you're going to have to actually pay the bills that you chose to..."
Caleb Hammer Caleb Hammer
Jul 23, 2025
Pending
She Came Here To Can...
The individual is utilizing an income-driven repayment plan for student loans, guided by ChatGPT, which has resulted in zero payments for the past two months.
"I asked my buddy Chat GPT what to [__] do and he guided me through. Okay. And what did he guide you ..."
Caleb Hammer Caleb Hammer
Jun 18, 2025
Pending
The Most Bat-Sh*t In...
The speaker implies that they may not have to continue paying their student loans, but this is presented within a context suggesting exclusive content is required for further details.
"Do you have to keep paying your your student loans? No, I don't think I could. Exclusive members con..."
Caleb Hammer Caleb Hammer
May 12, 2025
Pending
He Came Here To Figh...
Paying off student loans before age 30 is considered a primary method for achieving wealth and financial success.
"the number one way for you to become wealthy and set yourself up for financial success is to pay off..."
Minority Mindset Minority Mindse...
May 21, 2024
Pending
MASTERCLASS: How To ...